Catastrophic auto accidents can happen in an instant and change your life forever. Did you know approximately 800 traumatic brain injuries and 24 spinal cord injuries occur every day from auto accidents? Did you also know 1 million people file bankruptcy because of the medical expense they incur? This is a silent epidemic. John Prosser, president of NeuroTrauma Association, joins Joel and Fran on Preferred Company to discuss “Michigan’s Insurance Model For America”. His mission is to manifest lifetime care and educate other state legislatures to follow this model because the medicare population could be saving 40 percent. Because of these accidents, most are forced into assisted living facilities with sub-par care instead of the aggressive, persistent, tender loving care they deserve to receive at home.